Caribbean Yacht Charter: Where to Go and What It Costs

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Short answer

In the Caribbean, the boat costs about the same everywhere — a 44 to 50 ft crewed catamaran runs a median $23,000 per week in high season in both the Bahamas and the Grenadines. What separates them is tax: the Bahamas adds a 14% charter tax, while the Grenadines levy none, making the Grenadines roughly 10% cheaper all-in for the same yacht.

Catamaran sailing in turquoise Caribbean water under a blue sky

The Caribbean looks like one destination from a brochure and behaves like several once you see the invoices. Base rates for the same yacht barely differ between island groups — but taxes, permits and contract terms do, and they can move the final bill by 10% or more. This guide compares the two regions first-timers ask about most — the Bahamas and the Grenadines — with published 2026 numbers, then covers seasons and planning.

For the full breakdown of how charter pricing works anywhere, see our yacht charter cost guide. For when to go, see our month-by-month season guide.

The headline finding, from a September 2026 rate analysis of 44–50 ft crewed catamarans: base rates across the Grenadines, Bahamas, BVI and USVI sit within 4.3% of each other — $23,000 to $24,000 per week. Everything that follows is about what gets added on top, because that is where the real differences live.

The regions: Bahamas and Grenadines

The Bahamas — the Exumas chain especially — is the bucket-list pick: swimming pigs, Thunderball Grotto, gin-clear shallows. It is also the priciest Caribbean charter week, and the reason is tax, not the boat (source: VitalCharters, September 2026).

The Grenadines (St. Vincent and the Grenadines) is the quieter, wilder alternative: the Tobago Cays, Bequia, open-water passages between islands. Smaller fleet, fewer operators, less name recognition — and the lowest landed cost of the four main markets (source: VitalCharters, September 2026). Note it suits second or third charters better than first ones: the sailing is more demanding, with open-water passages and fewer protected anchorages. The reward is anchorages you may have entirely to yourself — the Tobago Cays without six other charter cats beside you is the experience brokers here sell (source: VitalCharters).

Two other regions for context, with published medians from the same rate analysis: the British Virgin Islands ($23,500/week median base, no charter tax, but cruising permits around $750 for six guests) is the usual entry point because 61 boats work these waters — the widest choice anywhere, from a fleet of roughly 685 charter vessels, an estimated 40% of the Caribbean’s professional charter fleet (source: VitalCharters, September 2026); the US Virgin Islands ($24,000 median base, no charter tax) sits close behind.

Cost samples: the same boat in both places

Holding the yacht constant — a 44 to 50 ft crewed catamaran, 6 guests, 7 nights, high season — isolates what the destination itself adds. The base rates are within a few hundred dollars of each other; everything after that is the region.

One week, same yacht: Bahamas vs Grenadines (44–50 ft crewed catamaran, high season)
Cost lineBahamasGrenadines
Median base week$23,000$23,000
Charter tax14% ($3,220)None
Guest fees (parks, permits)About $90About $67
APA (plus-expenses contracts)25–40% of baseAbout 25% of base
Gratuity (customary)15–20% of base15–20% of base
Landed total (20% gratuity)About $30,910About $27,667
Per person, per dayAbout $736About $659

Indicative figures. Source: VitalCharters rate analysis, September 2026 (base, tax, fees, totals); BoatCrowd Grenadines cost guide (APA). Data collected: 13 October 2026.

Two things to read off this table. First, the $3,243 landed gap is almost entirely one line: the Bahamas charter tax ($3,220 of it). Strip that out and the four main Caribbean markets land within about 4% of each other — the choice between them is a choice of sailing ground, not of budget (source: VitalCharters). Second, the APA row: many Caribbean crewed catamarans run all-inclusive contracts (CYBA terms) with no separate APA at all; where plus-expenses terms apply, APA of 25–40% is more common on Bahamas motor yachts (source: VitalCharters). Always check which contract your quote uses — it changes the arithmetic completely.

The contract type also decides how you pay the government charges, not just whether. Under CYBA all-inclusive terms, cruising taxes, permits and clearance taxes sit inside the rate — a BVI cruising permit never reaches your invoice. Under MYBA plus-expenses terms, local taxes and customs formalities are listed among the expenses the charterer pays at cost, so the identical permit comes out of your APA instead. The Bahamas 14% sits outside the rate on both contract types (source: VitalCharters, MYBA vs CYBA explainer).

Note

“Median” means half the surveyed yachts priced above and half below — your specific yacht and week will differ. The sample sizes (23 Grenadines yachts, 10 Bahamas yachts in this size band) are published with the analysis. Use these as budgeting anchors, not quotes.

Taxes: where the Bahamas bill grows

This is the section that saves readers the most money, so here it is plainly:

  • Bahamas: 14% charter tax — 10% VAT plus a 4% charter tax, collected together by the Port Department (from January 1, 2026, under S.I. No. 57 of 2025). On a $23,000 base week that is $3,220; on a $50,000 charter it is $7,000 (source: VitalCharters, September 2026).
  • Grenadines: none. No charter tax and no VAT on yacht charters embarking in St. Vincent and the Grenadines (source: VitalCharters; BoatCrowd embarkation-tax tables list 0%).
  • On top of tax, the Bahamas layers a cruising permit ($150–$600 for 30 days, or $500–$3,000 for 12 months, by vessel length — revised April 1, 2026), a $30 passenger tax per non-resident guest beyond three, and Exuma Cays park moorings (sources: GetBoat, September 2026; VitalCharters). The yacht usually absorbs the permit inside the rate or APA; park fees and passenger taxes reach the guest.
  • Grenadines guest fees are near-negligible: a cruising licence around $46, cruise tax around $13 per person per month, and Tobago Cays Marine Park entry plus moorings totalling about $67 for six guests over a week (source: VitalCharters).

The Bahamas tax sits outside the rate on both common contract types — it is added on top of everything (source: VitalCharters). And it compounds in a way first-timers miss: APA is calculated on the pre-tax base and gratuity is typically calculated on the base too, while the 14% sits on top of the lot. On a $50,000 charter, that is $7,000 in taxes alone before you have tipped the crew (source: VitalCharters).

Seasons and weather

The Caribbean charter year splits into three (source: LuxuryAchtVacation, September 2026):

  • Peak: December to April. Steady 15–25 knot northeast trades, 75–84°F, the driest months. February and March are the finest of all. Christmas and New Year weeks book 10–12 months out, often with festive surcharges.
  • Shoulder: May, June and November. About 80–90% of peak conditions at 30–40% lower rates, quieter anchorages, the warmest water of the year.
  • Off-season: August to October. Lowest rates (30–50% below peak) but hurricane season, and most fleets reposition. Summer charters stay viable south of the main hurricane belt — including Grenada and the Grenadines.

Hurricane season officially runs June 1 through November 30 (source: NOAA, May 2026 outlook), with peak activity typically around September 10. Our month-by-month season guide maps every month for both the Caribbean and the Mediterranean.

Planning notes

  • First charter? Start with the BVI or the Bahamas. Shorter passages, line-of-sight navigation, deep charter infrastructure. Graduate to the Grenadines when you want wilder water.
  • Book the Grenadines 6–12 months ahead for peak season. The fleet is a few dozen boats against several hundred in the BVI; most yachts reposition into Grenadines waters for confirmed bookings rather than sitting at a home port (source: VitalCharters). Across the Caribbean, regular peak-season weeks tend to fill 9–12 months ahead, with Christmas, New Year and Easter committed 12–18 months out (source: Waypoints, 2027 charter planner).
  • Budget the tax first in the Bahamas. Add the 14% before you fall in love with a yacht — it is the single biggest line after the base rate.
  • Confirm the contract type. All-inclusive (no APA) versus plus-expenses (APA 25–40%) changes your cash flow and your final total. Get it in writing.
  • Read the storm policy. If you book June–November anywhere in the region, know the operator’s hurricane contingency before you pay a deposit.

Frequently asked questions

How much does a Caribbean yacht charter cost per week?

A 44 to 50 ft crewed catamaran runs a median $23,000 per week in high season across the main Caribbean markets (Vital Charters rate analysis, September 2026). Add 15 to 20% gratuity, plus 14% charter tax in the Bahamas — the Grenadines, BVI and USVI levy no charter tax.

Is the Bahamas or the Grenadines cheaper for a yacht charter?

The Grenadines. Base rates are nearly identical (median $23,000/week for the same size catamaran), but the Bahamas adds a 14% charter tax while the Grenadines add none — a $3,220 difference on a $23,000 week, or about 10% on the landed total.

What is APA on a Caribbean charter?

Advance Provisioning Allowance: a deposit for running costs (fuel, food, dockage), typically 25 to 40% of the base rate on plus-expenses contracts. Many Caribbean crewed catamarans run all-inclusive terms with no separate APA — check which contract your quote uses.

When is the best time to charter in the Caribbean?

December to April is peak season with the steadiest trade winds; February and March are the finest months. May, June and November offer nearly as good conditions at 30 to 40% lower rates. Hurricane season runs June 1 to November 30 (NOAA).

Do I need sailing experience for a Caribbean crewed charter?

No. On a crewed charter the captain handles navigation and the chef handles meals. The Grenadines involve more open-water passages than the BVI, so first-timers often start in the Virgin Islands and graduate to the Grenadines.

Is the BVI cheaper than the Bahamas for a charter week?

Yes, on the landed total. A 44 to 50 ft crewed catamaran runs a median $23,500/week base in the BVI with no charter tax and about $750 in guest fees, landing around $28,950 with 20% gratuity — versus about $30,910 in the Bahamas. The BVI also has the widest choice of yachts, with 61 boats in this size band surveyed.

Sources and method

We compared published rates and guides from the sources below. Figures are indicative ranges, not quotes, and were collected on the dates shown with each source.

  1. VitalCharters — Caribbean Charter Costs: BVI vs Bahamas vs Grenadines (rate analysis, Sep 2026) — accessed 13 October 2026.
  2. VitalCharters — Bahamas Yacht Charter: A Broker's Complete Guide (2026) — accessed 13 October 2026.
  3. LuxuryAchtVacation — The Best Time of Year for a Caribbean Yacht Charter — accessed 13 October 2026.
  4. NOAA — 2026 Atlantic Hurricane Season Outlook — accessed 13 October 2026.
  5. BoatCrowd — Grenadines Yacht Charter Cost Guide — accessed 13 October 2026.
  6. Waypoints — Planning Your 2027 Caribbean Charter — accessed 13 October 2026.

This guide is general information, not professional advice. Prices are indicative and change with season, route and availability. Spotted a mistake? Our contact email is coming soon.

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